Insurance Reimbursement

The K1 & K1 Breathe are both registered as Class 1 Medical Devices through Health Canada and the FDA. Our products come highly recommended by physiotherapists and orthopedic surgeons looking for a more compliant knee brace that supports active rehabilitation. 

This certification means all our products are eligible for reimbursement through Health Spending Accounts (HSAs) and Flex Benefit Plans by all Canadian insurers, as well as some carriers in the U.S. As for general benefits plans, our customers have experienced many cases of reimbursement but coverage is dependent on the insurer as benefit plans vary.

To start your claim, first you will need to obtain a prescription for your Stoko product from your medical professional. The referral should include the following:

  • Specific injury diagnosis that the K1 or K1 Breathe is being prescribed for. Here is Stoko's sample prescription form that can be filled out by your medical professional.
  • Recommendation of K1 or K1 Breathe for injury rehabilitation and daily use (important note: insurers will not cover knee braces for sports purposes only).

Next, be sure to include a detailed receipt of purchase along with your prescription when submitting your claim. Detailed receipts can be obtained by contacting support at Your insurer may also request a quote for pre-approval, in which case, click here for CAD quote and here for USD quote.